Tendo by Tonik Joins Forces with Concentrix for Smarter Financial Wellness Solutions

Tendo by Tonik, the leading provider of digital-powered financial wellness solutions in the Philippines, proudly announces its partnership with Concentrix— the nation’s largest private employer with over 100,000 team members.

Through this collaboration, Concentrix employees will now have access to Tendo’s full suite of financial wellness tools, including flexible salary-deducted loans, personalized budget coaching, and high-yield savings options. These tools are designed to support employees in building long-term financial stability and reducing everyday money-related stress.

With more than 180 employer partners nationwide, Tendo continues to cement its position as a trusted partner for large organizations aiming to enhance workforce well-being. The platform’s digital-first approach supports key business goals such as:

• Employee Engagement and Retention: Tendo’s solutions offer accessible, responsible credit and savings tools that help employees feel more confident and in control of their finances.
• Talent Acquisition: Offering financial wellness benefits makes an employer’s package more competitive in attracting top talent.
• Loan Operations Efficiency: Tendo simplifies and streamlines lending processes, making it easier for companies to support their teams’ financial needs.

As an affiliate of Tonik Digital Bank, the first digital-only, credit-led bank in the Philippines, Tendo also benefits from advanced underwriting models and AI-powered risk management—ensuring sustainable and responsible lending for today’s workforce.

The partnership is expected to contribute meaningfully to Tonik’s continued user and revenue growth, as it taps into the Philippines’ vast and underserved consumer finance market.

“We believe empowered employees are at the heart of thriving businesses,” said Kacper Marcinkowski, CEO of Tendo by Tonik. “Making our services available to Concentrix means thousands more Filipinos can access tools that encourage saving, ease financial stress, and ultimately lead to better workplace engagement.”

“At Concentrix, we’re committed to the holistic wellbeing of our game-changers—which includes financial stability,” added Hazel Banas, VP for People Solutions at Concentrix Philippines. “This partnership with Tendo enables our people to manage their finances more securely and responsibly.”

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About Tendo by Tonik
Tendo by Tonik is a licensed financial services and employee benefits provider, regulated by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP). As an affiliate of Tonik Digital Bank, Tendo delivers digital-first, credit-led solutions that empower both businesses and their workforces. Learn more at https://tendopay.ph.