Planning to upgrade to the iPhone 18 Pro or iPhone 18 Pro Max? Choosing the model is one part of the decision. Figuring out how the payments fit into your monthly budget deserves just as much attention.
Home Credit Philippines is offering financing options for the new iPhone models, with advertised rates starting at ₱137 per day. Customers may qualify for offers with as low as 0% interest and 0% down payment, with installment terms of up to 24 months, subject to applicable terms and customer eligibility.
The daily figure gives shoppers a way to put the cost into perspective, while repayments are made through monthly installments. Before committing, check the monthly amount, down payment, interest rate, and payment term available to you.
Pre-order now, nationwide availability on October 16
Pre-orders opened on October 2, 2026, at 12:01 a.m. through Apple Authorized Resellers and Home Credit partner stores nationwide. The iPhone 18 Pro and iPhone 18 Pro Max will be available nationwide beginning October 16, 2026, at 12:01 a.m.
Customers can visit participating stores to check available offers and financing options. Lower upfront costs and longer installment terms give eligible buyers more flexibility to spread the purchase across their monthly budget.
“A new iPhone launch is always one of the most anticipated moments for Filipino consumers. For many, however, upgrading also comes with the important consideration of how the purchase fits into their monthly budget,” said Puneet Suneja, Chief Sales Officer of Home Credit Philippines.
“At Home Credit, we make it easier with clear and flexible financing options, helping customers enjoy the latest technology while choosing a payment plan that fits their budget and lifestyle,” he added.
Check your financing options before upgrading
Customers may download the Home Credit App to get pre-approved. It is available on Google Play, the App Store, and HUAWEI AppGallery.
Details and disclosures are available at www.homecredit.ph/disclosures. The advertised starting rate and financing offers are subject to applicable terms and customer eligibility.
Home Credit Philippines provides financing through more than 18,000 partner stores nationwide, covering smartphones, laptops, home appliances, furniture, and other products. Now in its 13th year in the Philippines, the company says it has served more than 13 million Filipinos.
Its other services include cash loans, the Qwarta virtual spending limit, and a credit card for existing qualified customers. Customers can also explore products and offers through the Home Credit App and Shoppingmall.ph.
Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission and the Bangko Sentral ng Pilipinas.
For updates, visit corporate.homecredit.ph or follow Home Credit Philippines on Facebook, Instagram, and TikTok.
If an iPhone upgrade is on your list, ask for the payment plan you qualify for and check the monthly commitment against your budget before placing your pre-order.
