The holiday season has always been my favorite time of the year—festive gatherings, twinkling lights, thoughtful gifts for family, and reunions with friends who seem to reappear just in time for Christmas. But as much as it’s a season of joy, it’s also a time when expenses quickly pile up. I thought I had everything under control this year—my gift list was sorted, holiday travel plans were set, and I even had the budget for our family’s big noche buena feast. Everything was perfectly planned—until an unexpected expense threw a wrench in it all.
A couple of weeks ago, after attending an event at SM Mall of Asia, we were heading back to our car when a mall security guard approached us. At first, I thought we’d forgotten something, but then he said: “Sir, we heard an explosion coming from your car. We thought it was part of the fireworks display.”
Fireworks? Unfortunately, it wasn’t. One of my front tires had blown out—shredded and completely beyond repair. I had been planning to replace my tires after the holidays because I wanted to manage all the holiday expenses first. But with one tire gone and the others already worn out, I had no choice but to get a full replacement immediately.
It was one of those moments when panic started to creep in. A full set of tires isn’t cheap, especially for an SUV, and with Christmas just around the corner, I began calculating in my head: Will I have to cut down on my gift list? Should I cancel our trip? This unexpected cost was threatening everything I’d carefully planned.
And then I remembered Maya.
I’ve always used Maya for its cashless payment options, but I had never fully explored its lending features—until that day. What started as a stressful moment became a chance to experience just how powerful Maya’s financial tools can be.
No Need to Be MAYA-Mot: Maya Easy Credit to the Rescue
Right there in the car, I opened my Maya app and activated Maya Easy Credit. It was exactly what I needed at the moment: a quick, 30-day credit line that allowed me to borrow up to ₱30,000—instantly.
The process was shockingly smooth. There were no forms to fill out, no long waiting times, and no stress. The funds were immediately available for me to use, and I could spread out the payment into manageable terms. Instead of scrambling to pay for the tires upfront, Maya Easy Credit allowed me to handle the cost without touching the budget I had set aside for my gifts and holiday plans.
Maya Easy Credit is perfect for situations like this—unexpected but urgent expenses that need immediate action. Whether it’s car repairs, medical costs, or even last-minute holiday shopping, this 30-day credit line provides the breathing room you need. Plus, you can borrow multiple times as long as you stay within your credit limit.
Feeling MAYA-Man with Big Plans?
While Maya Easy Credit helped me get back on the road quickly, I started thinking about all the other expenses that come with the holidays—those bigger costs you plan for but still feel overwhelming when they hit. That’s when I discovered Maya Personal Loan.
Maya Personal Loan allows you to borrow up to ₱250,000 with flexible installment terms of up to 24 months. Unlike Easy Credit, where you can borrow multiple times as long as you stay within the limit, Maya Personal Loan is perfect for big-ticket items—and you can only have one active loan at a time.
Imagine being able to fund a home upgrade for the holidays, pay school tuition in advance, or even expand a small business without having to drain your savings all at once. What I loved about this feature is how practical it is for planned expenses. And once approved, the loan is sent immediately to your Maya Wallet, so you can use it right away.
For someone like me who has a family trip planned, Maya Personal Loan offers a great solution to fund larger expenses without feeling stretched thin. It’s about managing big financial responsibilities without sacrificing the special moments that make the holidays magical.
Maya Easy Credit vs. Maya Personal Loan: What’s the Difference?
What I appreciated most about Maya is the flexibility it provides through these two lending options. Here’s a quick comparison:
- Maya Easy Credit offers a 30-day credit line of up to ₱30,000. It’s perfect for smaller, immediate needs like unexpected repairs, holiday shopping, or bills. You can borrow multiple times as long as you don’t exceed your credit limit, and you settle the balance at the next billing date.
- Maya Personal Loan, on the other hand, allows you to borrow up to ₱250,000 with terms of up to 24 months. It’s ideal for larger, planned expenses like school tuition, home renovations, or significant purchases. You can only have one active Personal Loan at a time, which helps keep your finances manageable.
Together, these two options make Maya the ultimate partner for financial flexibility. Whether it’s dealing with a flat tire that caught you by surprise or funding the dream Christmas trip you’ve been planning all year, Maya has your back.
MAKE MEMORIES, NOT WORRIES
The holidays are supposed to be about joy—creating special memories with the people you love. But when unexpected expenses hit, it’s easy for stress to overshadow the season. That’s what happened to me when my tire blew out. For a brief moment, I worried I’d have to make sacrifices, whether it was cutting back on gifts or canceling our family trip.
But thanks to Maya Easy Credit, I didn’t have to choose. I got my tires fixed, stayed on track with my holiday plans, and even felt confident enough to think about how Maya Personal Loan could help me with other big expenses in the future. It was a game-changer.
A LITTLE EXTRA HOLIDAY MAGIC: MAYA’S ₱1M RAFFLE
And here’s one more reason to make Maya part of your holiday strategy: they’re running a ₱1M Holiday Raffle! Just by using Maya’s financial tools, you get the chance to win up to ₱1,000,000. Imagine starting the new year with that kind of bonus—it’s the perfect cherry on top of a stress-free holiday season.
Looking back, that shredded tire could have easily ruined my holiday plans. But instead, it became a reminder of how valuable financial flexibility is—not just during emergencies, but for celebrating the holidays fully. With Maya Easy Credit and Maya Personal Loan, I didn’t have to compromise. I could give my loved ones the Christmas they deserved and focus on what really matters: creating memories, sharing laughter, and enjoying the season without stress.
So if you’re feeling the pressure this holiday season—whether it’s an unexpected expense or a big family plan—remember that Maya has your back. Activate Maya Easy Credit, explore Maya Personal Loan, and give yourself the gift of financial freedom. You’ll be amazed at how much lighter the holidays feel when you know you have options.
Here’s to a season of joy, confidence, and unforgettable moments—all made possible with Maya. 🎄
