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Here’s why you need to consider Philam Life’s Active Joint Critical Protect

How much do you love your partner or significant other? What would you to protect your loved ones?

For a lot of Pinoys, our loved ones are our source of inspiration. They are the ones who keep us motivated, and our reason for waking up every morning and working hard  to give them the best comforts in life.

But sometimes no amount of love can protect them or even us from life’s misfortunes and that is the only time when we realize if we’ve really done enough to protect them.

Taking care of a loved one’s health might not be a concern today but now more than ever, there’s an urgent need to be prepared so you are able to choose the best option for them. And given the realities of everyday, what if you didn’t have to choose between just taking care of your needs? How great would it be if you can care for your loved one’s health while caring for your own? Nothing beats spending a long, satisfying life with the people who matter most to you.

Wouldn’t it be great to be able to care for a loved one’s health at the same time as you care for your own? May it be your parents, your siblings, or your children, you want to live better with them.

If you want to stay One Step Ahead you have to learn about Philam Life Active Joint Critical Protect, a joint life plan that covers the both of you. Powered by Philam Vitality, it will help you live healthy so you won’t get sick, help you recover from sickness in case you do, and continue until your older years as long as you stay in good health.

Philam Life, in its understanding of its customers’ need to care for themselves and their loved ones, recently launched Active Joint Critical Protect, a health and life insurance for two that allows them to jointly safeguard themselves and a loved one—be it spouse, parent, sibling or child—against serious diseases or untoward events. Powered by Philam Vitality, it also encourages healthy living by giving incentives for knowing and improving their health, at the same time boosting the plan coverage by up to 50% as they live healthier.

With Active Joint Critical Protect, they are protected from the most common critical illnesses among Filipinos, including heart attack, stroke, and cancer. After the plan’s standard period of ten years and no claim was made, it automatically renews, making it very convenient for them. Through this product, Filipinos can protect themselves and their loved ones at the same time.

Joint Life Insurance plans are plans that cover two people. There are different kinds of joint life plan and may also include add-on benefits. Active Joint Critical Protect specifically includes an accelerated death benefit, which means that the coverage is claimed on a first-to-die or first-to-be-diagnosed basis. In this arrangement, the benefit will be paid if any of the following happens: 1.) critical illness diagnosis of any of the two people covered; or 2.) death of any of the two people covered.

Recently launched with Philam Life Brand Ambassadors Solenn Heussaff, Nico Bolzico and Mond Gutierrez, the latest product from Philam Life allows Filipinos to care for their loved ones in the best possible way—by preparing them against future health concerns and protecting them if something untoward happens.

“Chard, being my twin, is the closest, most important person in the world to me. And I if there’s any way I can take care of him then I will,” said Mond. “I love my mom and there’s not much I can do for her at this stage. But with this new product from Philam Life, I can do my part to make her worry less about getting sick in the future,” affirmed Solenn. Nico added, “I don’t have to tell you guys how much I love my wife. And while there are millions of ways that I’ve shown this, preparing for the unforeseen future makes me breathe easier every single day.”

According to Philam Life Chief Marketing Officer Leo Tan, “We at Philam Life always put our customers first and strive to innovate with products that address their needs. With a product that jointly addresses the twin concern of health and protection, we are empowering Filipinos to feel secure about their and their loved ones’ future, helping them live worry-free and healthier, longer and better lives.”

Ten Paras, Head of Product of Philam Life
Bernadette Chincuanco, Head of Branding and Communications of Philam Life

Find out more about Active Joint Critical Protect. Visit Philam Life’s website at, Philam Life’s Facebook page, or contact them through email at or through landline at (02) 528-2000.

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